Checking

At Village Bank we provide a variety of options to meet all of your financial needs.  All of our Personal Checking Accounts offer the following benefits: Instant Cash & Check cards**, access to Tele Bank, check writing privileges, lines of credit available to qualified customers, and access to online banking and bill pay.

Personal Checking Account Comparison Chart   

Checking Account  Options

Interest Paid on Account

Free Money Orders

Free Travelers Checks

Free Village Bank Logo Checks

Imaged Check Statements

 Minimum Balance to Earn Interest

Monthly Service Fees

Minimum Balance Required

Minimum Opening Deposit

High 5.00% APY+
eChecking

Requirements include: sign up for eStatements and have five debit card transactions per statement cycle (cash withdrawals excluded).

Yes+     

No

No

No

No

 

.01

 

$3 per check over five per statement

 

None

 

$100

Free Checking
An account with no minimum balance and no monthly service fees

No

No

No

No

No

None

None

None

$50

Village Gold
Designed especially for our valued customers age 55 or older

Yes

Yes

Yes

Yes

Yes

$500

None

None

$100

 

 

 

 

 

 

 

 

 

 

 

      

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

+Annual Percentage Yield. Minimum account requirements: sign up for Village Bank eStatements and five debit card transactions per statement cycle (cash withdrawals excluded.) No minimum balance required. 5.00% APY will be paid on balances up to $10,000. For deposits over $10,000 the APY will be 1.00%. If minimum account requirements are not met an APY of .10% will be paid. For each check processed over five in the monthly statement cycle, a $3.00 fee will apply per check. Rates are effective December 1, 2008. Variable rate account, rates subject to change. Fees could reduce earnings.        
* Excluding Specials
** To locate an Instant Cash® ATM near you, click here


 

Member FDIC