Loan Rates

Rates Effective as of

LOAN RATES

**(All Loan Rates are stated as Annual Percentage Rate - APR)

***All loans require a minimum down payment of 10% and advertised monthly payment calculations are based on a $15,000 loan with no document preparation fee.

Automobile Loans

Term

Rate w/Auto Debit

APR**

Monthly Payment***

2006 - 2007

3 Year

7.25%

7.30%

$464.86

 

4 Year

8.25%

8.29%

$367.95

 

5 Year

8.75%

8.78%

$309.55

2004 - 2005

3 Year

8.75%

8.80%

$475.23

 

4 Year

9.25%

9.29%

$375.05

2001 - 2003

2 Year

9.75%

9.82%

$690.38

 

3 Year

10.25%

10.30%

$485.74

 

4 Year

10.75%

10.79%

$385.85

Watercraft, Snowmobiles, Four Wheelers, and Motorcycle Loans

Term

Rate w/Auto Debit

APR**

Monthly Payment***

New

3 Year

14.00%

14.19%

$514.15

Boat Loans $5,000 and Up

Term

Rate w/Auto Debit

APR**

Monthly Payment***

New

5 Year

10.75%

10.90%

$325.43

Member FDIC