Loan Rates
Rates Effective as of
LOAN RATES
**Annual Percentage Rate - APR
***Autos, boats and motorcycles require a minimum down payment of 20% and advertised monthly payment calculations are based on a $15,000 loan with no documentation prepration fee.
|
Automobile Loans
|
Term
|
Rate w/Auto Debit
|
APR**
|
Monthly Payment***
|
|
2009 - 2010
|
3 Year
|
6.75%
|
6.74%
|
$461.38
|
| |
4 Year
|
7.00%
|
6.99%
|
$359.15
|
| |
5 Year
|
7.25%
|
7.24%
|
$298.75
|
|
2006 - 2008
|
3 Year
|
7.50%
|
7.49%
|
$466.52
|
| |
4 Year
|
7.75%
|
7.74%
|
$364.38
|
|
|
5 Year
|
8.00%
|
7.99%
|
$304.10
|
|
2005 and older
|
3 Year
|
8.50%
|
8.49%
|
$473.43
|
| |
4 Year
|
8.75%
|
8.74%
|
$371.43
|
| |
5 Year
|
9.00%
|
8.99%
|
$311.32
|
|
Boat and Motorcycle Loans
Maximum vehicle age ten years
|
Term
|
Rate w/Auto Debit
|
APR**
|
Monthly Payment***
|
|
|
1 Year
|
7.25%
|
7.22%
|
$1,299.43
|
| |
2 Years
|
7.25%
|
7.23%
|
$673.18
|
| |
3 Years
|
7.25%
|
7.24%
|
$464.80
|
| |
4 Years
|
7.25%
|
7.24%
|
$360.88
|
| |
5 Years
|
7.25%
|
7.24%
|
$298.75
|
|
|
6 Years
|
7.75%
|
7.74%
|
$261.13
|
|
|
7 Years
|
7.75%
|
7.75%
|
$231.89
|
|
|
8 Years
|
7.75%
|
7.75%
|
$210.12
|
|
|
9 Years
|
7.75%
|
7.75%
|
$193.31
|
|
|
10 Years
|
7.75%
|
7.75%
|
$179.99
|
| |
|
|
|
|
**** Recreational Snowmobiles and ATVs require a minimum down payment of 20% and advertised monthly payment calculations are based on a $7,500 loan with no document preparation fee.
|
Recreational Snowmobiles
and ATV Loans
Maximum vehicle age five years
|
Term
|
Rate w/Auto Debit
|
APR**
|
Monthly Payment****
|
|
|
1 Year
|
8.75%
|
8.71%
|
$656.64
|
| |
2 Year
|
8.75%
|
8.73%
|
$342.62
|
| |
3 Year
|
8.75%
|
8.74%
|
$238.21
|
|
