Village Bank does Mortgages
Local. Experienced. Trusted.
763-780-2100

There are a number of benefits to buying a home right now that include low mortgage loan rates and reduced real estate pricing. Village Bank is a resource for learning the best options for you and your situation.

Village Bank has a variety of mortgage programs designed to satisfy your borrowing needs.  

Mortgage Calculator

FHA and First Time Buyer Program:
A governmental division of HUD that insures residential mortgage loans made by private lenders and commonly used for first time home buyers.

Fixed Rate Mortgage:
This loan has a fixed principal and interest payment for the term of the loan. You may choose from a variety of terms.

Adjustable Rate Mortgage (ARM):
An ARM loan is a mortgage with the interest rare fixed for a short time period, for example, on year and usually starts off with a lower rate. At the end of that time period, the interest rate on the loan will be adjusted up or down, according to the index, the specified rate cap adjustments and the margin. This type of loan can save you money over a short time. 

Call 763-780-2100 for more details on any of these options.

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