Village Bank does Mortgages
Local. Experienced. Trusted.
763-780-2100
There are a number of benefits to buying a home right now that include low mortage loan rates, reduced real estate pricing, and government tax credits not only for first time home buyers, but also existing homeowners. Village Bank is your resource for sharing the best options for you. Call Michelle Shull for all the specifics.
Village Bank has a variety of mortgage programs designed to satisfy your personal borrowing needs. An experienced mortgage lender will work with you to find the program that fits your needs.
Fixed Rate Mortgages
A mortgage where the interest rate is fixed for the life of the loan.
Adjustable Rate Mortgages
A mortgage where the interest rate is not fixed, but changes during the life of the loan in line with movements of a specified index rate.
FHA and First Time Buyer Program
Specifically designed to reduce the initial costs of a mortgage and help the first time buyer into the home-buying market.
One-Time Closing
A loan product that is used for people building their own home. There is one loan closing for the construction loan and the end loan which saves you money on closing fees.
Debt Consolidation
The replacement of multiple loans with a single loan, often with a lower monthly payment. This can be done as a first mortgage refinance, a fixed rate second mortgage or a Home Equity Line of Credit (HELOC).
Call Michelle at 763-780-2100 or 763-398-3579 for more details on any of these options.
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