Deposits at FDIC-Insured Institutions including Village Bank are now insured up to at least $250,000 per depositor. Talk to a banker to learn more about deposit insurance offered by the FDIC or use the FDIC's Electronic Deposit Insurance Estimator (EDIE) by visiting https://fdic.gov/edie/index.html. The FDIC Consumer News, offering timely, reliable and innovative tips and information about financial matters, can be found at www.fdic.gov/consumernews. 

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR

NONINTEREST-BEARING TRANSACTIONS ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor's account at an insured depository institution, including all noninterest-bearing transaction account, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

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