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Savings

Personal savings accounts can help you meet your short and long term savings goals.

All Village Bank Personal Savings Accounts offer the following benefits: readily available funds, competitive interest rates, free access to Online Banking and Tele Bank.

Personal Savings Account Comparison Chart

Savings Options* Minimum Opening Deposit Minimum Balance to Avoid Service Fees Service Fees / Terms
Village Classic*
This savings account is always in style with a low minimum balance requirement.
$50 $50 $4 per month if balance falls below $50 during the monthly statement cycle.

$3 per withdrawal after the six allowed per monthly statement cycle.

Kid’s Village*
Designed for the young savers, under the age of 18, planning for their future.
$1 None None
Village Money Market*
A competitive interest product for consumer and business with higher savings balances.
$100 $1,000 $10 per month if balance falls below $1,000 during the monthly statement cycle.

$8 per withdrawal after the six allowed per monthly statement cycle.

Elite Money Market*
A high yield savings account with funds readily available when you need them. Available for consumer and business.
$10,000 $10,000 $10 per month if balance falls below $10,000 during the monthly statement cycle.

$8 per withdrawal after the six allowed per monthly statement cycle.

Health Savings Account (HSA)*†
A great way to save for current or future qualified medical expenses.
$100 None No annual or monthly maintenance fees.

$25 set up fee.

Village Classic IRA*†
The perfect tool for Rollovers and Transfers to help you save for your future.
$500 None Must see a relationship banker to withdraw funds from IRA.†

*Competitive interest on all savings products, variable rates subject to change. See a banker for current rates.
†Consult your tax advisor for IRS contribution and distribution details.

Certificates of Deposit (CDs)
Traditional time deposits offered in various term lengths ranging from 90 days to 60 months. IRA Certificates also available.
A minimum balance of $1,000 is required to open a Village Bank CD and earn interest on the account.
CDs may be subject to early withdrawal penalties.
Contact us
today for details regarding our current specials and standard term CDs.